Summer - Terms and Conditions

Please read these items carefully as they detail the conditions student must meet and maintain to be eligible for Federal, State, Institutional and other types of financial aid.

  • Student must be enrolled in a total of 6 hours or more to be eligible for financial aid, including loans.
  • Initial awards are estimated based on halftime enrollment (6 credit hours) for students not yet registered.
  • Financial aid for student with more than 6 credit hours is based on actual schedule.
  • Disbursement of aid will be made when the minimum of 6 credit hours is reached.
  • Example: if student is enrolled in 3 credits in the first sessions (A/C/F Sessions) and 3 or more credits in the second session (B Session), aid will disburse in B Session once 6 credit hours is reached.
  • Awards will be adjusted based on final enrollment/session.
  • If student reduces enrollment or withdraws after financial aid disburses, student may be required to repay some or all financial aid.

Federal Pell Grant

  • Most students will require a minimum enrollment of 6 credit hours to receive a Pell award for the summer term
  • Pell Grant amounts will be prorated based on session and the number of credits student is enrolled in
    • 6-8 hours = 50% of a full-time Pell award
    • 9-11 hours = 75% of a full time Pell award
  • Pell is calculated based on the credit hours enrolled. Adjustments to enrollment through June 24th will impact eligibility/amount of Pell grant and repayment may be required if credit hours are reduced.
  • Pell Grant will be applied in B Session for students with enrollment in multiple session including the B Session.
  • For additional information see our Summer Financial Aid page.

Transient Student Enrollment / Enrollment at another school

  • Students attending another Florida public college or university for Summer must apply at Florida Shines as a transient student.
  • Courses taken at another institution, must be approved by your advisor for transfer credit towards your degree. Enrollment and cost of attendance must be verified with your host school before financial aid can be disbursed
  • You must have the following to be considered for Financial Aid:
  • Students attending another institution while enrolled at FSU in the same semester (for example TCC) should indicate DUAL ENROLLMENT in the student comment box on Florida Shines application.
  • Students attending FAMU must complete the CO-OP Form with the Registrar's Office
  • Student attending a Florida private college or university or an out-of-state institution must complete the paper transient application available here
  • Students applying to Florida private colleges or out-of-state institutions must have the FSU Office of Financial Aid complete a Consortium Agreement.

Bright Futures Scholarship

The Information below only applies to Bright Futures Recipients

Bright Futures Rates at FSU

Bright Futures Academic Scholarship

$213.55/credit hour

Bright Futures Medallion Scholarship

$160.16/credit hour

Bright Futures Gold Seal

Not eligible for award at FSU

  • Minimum enrollment required - 6 credit hours
    • any combination of summer session and FSU/transient enrollment
  • Disbursement - end of drop/add for the summer session at which the student reaches at least six hours of enrollment (no disbursement prior to the end of drop/add).
  • Drop/Repayment - If a student drops a class for which they have been disbursed Bright Futures, the award must be repaid (based on the number of credits dropped).
  • Transient enrollment
    • o Transient students must complete the transient approval process through the Florida Shines system to be considered for summer financial aid.
    • Degree seeking students at FSU should not change their school listed on the state/OSFA website – FSU is the home school and must award and disburse the Bright Futures award.
    • Bright Futures payments will be determined by the host institution’s rate (each institution has its own payment rate).
  • GRAD / LAW/ MED - Students admitted to Graduate, Medical or Law programs may be eligible for Bright Futures for 1 term as a graduate student, based on Bright Future graduate eligibility rules (undergraduate degree earned in 7 terms or less; remaining hours greater than 14)
  • All hours are paid at the undergraduate level.


Federal Loans

Borrowing Loan Limits

Annual loan limits are determined by class standing (freshman, sophomore, etc.) and dependency status

The maximum total loan limits you may receive throughout your academic career is known as the aggregate loan limit. A student who exceeds the aggregate loan limit is ineligible to receive any Title IV funding. The total aggregate loan limits are as follows:

Total Aggregate Limits
  Maximum Subsidized Additional Unsubsidized Combined Sub & Unsub
Dependent Undergraduate $23,000 $8,000 $31,000
Independent Undergraduate $23,000 $34,500 $57,500
Graduate (includes Undergraduate amount) $65,500 $73,000 $138,500

Private Loans

Have you applied for Federal Student Aid?

Before considering private educational loans, it's important to apply for all other types of aid. Please complete a Free Application for Federal Student Aid (FAFSA) to apply for federal, state and institutional grants, federal work study, and low-interest federal loans, first.

As “Private/Alternative Loans” are funded by private lenders, they are not based on need and are available for students who are not eligible for federal financial aid and/or students who may need additional funds to meet educational expenses.

Loan Process

Applications and Eligibility requirements vary according to lender. Things to consider when selecting a lender:

The borrower/student:

  • Must be degree-seeking (or admitted and enrolled into a degree program) student. ** Some lender requirements may differ
  • Must be meeting Satisfactory Academic Progress (SAP). ** Some lender requirements may differ
  • Must be enrolled at FSU.
  • May be required to be a U.S citizen, permanent resident, or eligible non-citizen. ** Some lender requirements may differ

As we do not offer a “preferred lender list”, it is up to the student/parent to research for alternative loan lenders as interest rates and fees, deferments, and repayments vary by lender.

Certification Process

  • Student/parent apply for loan (Click "Apply Here" below)
  • Applied amount sent to school for certification
  • Certified by school (verifies enrollment and cost of attendance)
  • Certification returned to lender
  • If lender approves certification, a disbursement date will be set
  • Disbursement will be sent to school within 10-14 business days
  • Changes in the Cost of Attendance may impact your private loan award eligibility, and your award amount may be subject to revision or cancellation. Changes may include changes in enrollment, residency status, or other financial aid awarded.

    Normal processing time for the funds to be sent to Florida State University is 10-14 business days.Once the funds are received, the approved amount will be disbursed and applied to your FSU account ( within 24-48 hours.

    You may also view additional financial aid related information, and consumer information on our website,

    ***Disbursements will occur after the drop/add period.  If you reduce your enrollment or withdraw after financial aid disburses, you may be required to repay part or all of your financial aid back.


    Apply Here