Borrowers of Federal Student Loans
Important Reminders
Repay Your Student Loans
- If you borrowed student loans, you are obligated to repay the debt.
- It is important to repay the debt to avoid any negative consequences, such as being placed in collections, having your wages or other payments garnished, or seeing your credit score decline.
- Unless your loans are in a deferment or forbearance status, you are obligated to make payments.
Review Repayment Options
- You may have some options available to you when it comes to repaying your student loan debt.
- Plans are available that will allow you to repay your debt based on your income.
- Use the StudentAid.gov Loan Simulator to find the best repayment strategy.
Log Into Your Studentaid.gov Account
- Log into your account at StudentAid.gov to make sure that your contact information is accurate and to determine the status of your student loans.
- Your account will also have the name and contact information of your student loan servicer.
- Contact your servicer if you have any questions or need to switch repayment plans.